'A complete waste of time': what to avoid when you're hustling to pay for college

'A complete waste of time': what to avoid when you're hustling to pay for college

Getty Images; iStock; Natalie Ammari/BI

Like a lot of seniors in high school, Maggie Beam was worried about getting into college. And her mom, Siobhan, was worried about paying for it. Siobhan was thrilled last January, when Maggie got into her top choice, Winthrop University, not far from their home in Charlotte, North Carolina. But that thrill turned to panic in April, when Maggie's financial-aid package arrived.

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