We retired early and moved to Ecuador. The cost of living and healthcare are more affordable, but there are challenges.

We retired early and moved to Ecuador. The cost of living and healthcare are more affordable, but there are challenges.

Stephen and Joanna Vargha

This as-told-to essay is based on a conversation with Stephen and Joanna Vargha, a married couple who moved from North Carolina to Cuenca, Ecuador, in 2020 after retiring early. Cuenca is located in the Andes mountains and has a population of about 600,000 people. Their interview has been edited for length and clarity.

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