People are freaking out over the new $795 Chase Sapphire Reserve card. I never got one — and I'm finally vindicated

People are freaking out over the new $795 Chase Sapphire Reserve card. I never got one — and I'm finally vindicated

Bryan Steffy/Getty Images

Some financial windfalls are all about the timing — and luck: A handful of California gold nuggets in 1848. A SoHo loft in 1984. Bitcoin in 2013. A home mortgage rate in 2020.

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