Our luxurious vacation cost 1 million credit-card points and $12,000. We spent 14 days in Europe and never flew less than business class.

Our luxurious vacation cost 1 million credit-card points and $12,000. We spent 14 days in Europe and never flew less than business class.

Sina Ettmer Photography

A year before my wife's 52nd birthday, I knew I wanted to do something special to celebrate the milestone. She loves to travel as much as I do, so I started planning a surprise trip.

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