One of the nicest perks on my credit card is making me a jerk

Burazin, Andrii Sedykh, Javier Zayas Photography/Getty Images, Abanti Chowdhury/BI

Most people have, at some point in their lives, made an "oops" purchase — you buy a thing and almost immediately regret it. In the age of online shopping, such purchases are easier than ever to make. They are not, however, easier to reverse. Sometimes, you can quickly cancel an order, but oftentimes, the window to do so is so tight that you end up missing it.