My kids began thinking about student loans in high school. I'm proud of their decisions to try to avoid crippling debt.

• 03/02/2025, 4:30 AM
• businessinsider.com

Gabriel Trujillo/Getty Images

Some of the big conversations around our house in the past few years have been about our kids' future. My husband and I have four children, ranging in age from teens to young adults. My oldest graduates from college this year, so we've had many talks about school and the future.