My 5-year-old could identify a butterfly's life cycle but not a nickel. It was my wake-up call to start teaching him about money.

My 5-year-old could identify a butterfly's life cycle but not a nickel. It was my wake-up call to start teaching him about money.

Zarina Lukash/ Getty Images

"Momma, look what we did in school today," exclaimed my 5-year-old as he pulled out a worksheet dedicated to the life cycle of a butterfly.

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