I've worked in global banking for 25 years. These are the 6 most important pieces of financial advice I tell family and friends.

I've worked in global banking for 25 years. These are the 6 most important pieces of financial advice I tell family and friends.

Photo courtesy of Racquel Oden

This as-told-to essay is based on a conversation with Racquel Oden, US head of wealth and private banking at HSBC. It has been edited for length and clarity.

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