I've saved for my son's college tuition since he was in the first grade, and it's still not enough. I have 3 other kids to save for, too.

I've saved for my son's college tuition since he was in the first grade, and it's still not enough. I have 3 other kids to save for, too.

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I was with my four kids on the playground one day, talking with the other moms. We were chatting about school, work, and tiptoeing around the subject of finances.

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