I'm a wealth advisor at Merrill Lynch. Here are 5 ways I'm setting my kids up for financial success and debt-free college.

I'm a wealth advisor at Merrill Lynch. Here are 5 ways I'm setting my kids up for financial success and debt-free college.

Courtesy of Bank of America

This as-told-to essay is based on a transcribed conversation with 38-year-old Robert Furst, a senior VP at Merrill Lynch, a wealth management division of the Bank of America. The following has been edited for length and clarity.

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