I'm a mom of 5 and became a millionaire at 39. I drive a Honda Accord, order water when dining out, and don't pay for the kids' college.

I'm a mom of 5 and became a millionaire at 39. I drive a Honda Accord, order water when dining out, and don't pay for the kids' college.

Courtesy of Julia Myers

This as-told-to essay is based on a conversation with Julia Myers, founder of Generational Wisdom. It has been edited for length and clarity.

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