I'm a 26-year-old HENRY. I'm in the top 1% of earners and a homeowner — I won't be happy until I'm completely financially free.

• 11/19/2023, 5:49 AM
• businessinsider.com

Ben Ruan

This as-told-to essay is based on a transcribed conversation with Ben Ruan, a data analyst living in London. Business Insider has verified his income and homeownership with documentation. The following has been edited for length and clarity.