I'm 85 and don't have retirement savings — but I'm not too worried about it

I'm 85 and don't have retirement savings — but I'm not too worried about it

Sally Ann McCarter

This as-told-to essay is based on a conversation with Sally Ann McCarter, 85, who works part-time at a fulfillment company in Pennsylvania. Though she retired at 73 with almost no savings, she quickly returned to work and has been at her company for over a decade with no plans to stop. She said not doing much planning for retirement, though oftentimes stressful, has its benefits. Her words have been edited for length and clarity.

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