I spent $46,000 joining a Florida country club, but didn't fit in. It's my biggest financial regret.

03/09/2026, 5:26 AM
businessinsider.com

Courtesy of Layton Cox

This as-told-to essay is based on a conversation with Layton Cox, 35, a consultant based in Rosemary Beach, Florida. Business Insider has verified his country club membership and income. This piece has been edited for length and clarity.

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I spent $46,000 joining a Florida country club, but didn't fit in. It's my biggest financial regret.

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