I moved back into my parents' basement at 26 to pay off my $10,000 credit card debt. It was embarrassing, but I'm now almost debt-free.

I moved back into my parents' basement at 26 to pay off my $10,000 credit card debt. It was embarrassing, but I'm now almost debt-free.

Courtesy of Danny Stewart

This as-told-to essay is based on a conversation with Danny Stewart, a 28-year-old public relations professional who paid down $10,000 in credit card debt. The following has been edited for length and clarity.

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