I made a list of what I'd do if I had more money. It became my vision board and helped me build the life I wanted for my family.

I made a list of what I'd do if I had more money. It became my vision board and helped me build the life I wanted for my family.

Courtesy of Ashley Archambault

By the time my son was almost 1, I had a small amount of savings and a part-time job, but I wasn't exactly flush with cash. Still, I was slowly emerging from the financial survival mode I had been in for most of my 20s, focusing solely on caring for my first baby.

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