I became a millionaire at 21 after winning the lottery. It changed my life, but I sometimes felt like a walking ATM.

I became a millionaire at 21 after winning the lottery. It changed my life, but I sometimes felt like a walking ATM.

Tim Schultz

This as-told-to essay is based on a transcribed conversation with Timothy Schultz, who won the Powerball Lottery in 1999. The following has been edited for length and clarity.

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