A high-earning millennial couple was in debt. 2 kids later, here's how they're on track to retire early.

A high-earning millennial couple was in debt. 2 kids later, here's how they're on track to retire early.

Eman and Kristine Vergara

Seven years ago, Eman Vergara came across a book that had long collected dust on his shelf. He realized neither he nor his wife, Kristine, had read it, so he dived into "Early Retirement Extreme."

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